engineering insurance

contractors all risks insurance

Build with full momentum.


contractors all risks (CAR) insurance is engineering insurance that covers any unforeseen and sudden physical loss or damage to contract works, construction plant, equipment and/or construction machinery from any cause whilst at the site during the period of insurance unless specifically excluded under the policy.

policy highlights

key coverages
  • Material damage cover
  • Covers you against physical loss or damage to your construction works
  • Principal existing property cover
  • Protects you against loss or damage to property located on or surrounding the site belonging to or held in care, custody or control by you
  • Third-party liability
  • Covers you against legal costs and expenses which you may be legally liable to pay as damages due to property damage or accidental bodily injury to third parties
extended coverages
  • Faulty material, design, construction and erection
  • Vibration, mal-adjustment or mal-alignment
  • Defective lubrication, loosening of parts, abnormal stress, molecular fatigue, self-heating centrifugal force
  • Excessive electrical pressure, due to atmosphere electricity or otherwise
  • Short circuits or arcing
  • Lack of skill and carelessness in handling the machinery

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