overview
erection all risks (EAR) insurance is engineering insurance that covers any unforeseen and sudden physical loss or damage to contract works, construction plant, equipment, and/or construction machinery from any cause whilst at the site during the period of insurance unless specifically excluded under the policy.
key coverages
- Material damage
- Third-party liability Covers third party liability for which we shall become legally liable to pay as damages consequent upon.
Covers against sudden and unforeseen physical loss or damage to contract or erection work/property/items.