by schemes

joint management body

Shared responsibility for the safety of all residents.


the scarcity of land for development has resulted in the rapid development of strata title properties in Malaysia.

Under the Strata Management Act, a statutory body - Joint Management Body (JMB) or Management Corporation (MC) has to be formed to manage and maintain the subdivided building and common property in the strata development such as Condominium, Apartment, Office or Shopping Mall. One of the many statutory duties that the JMB/MC has is to ensure the building is adequately insured.

We understand the unique needs of JMB when it comes to the management of their residential units, particularly with condominiums and apartments. This insurance scheme provides all-inclusive package insurance for apartment risks, run by Joint Management Bodies (JMB).

policy highlights

fire insurance

Provide coverage on the building including all permanent fixtures and fittings, renovation, outbuildings, common properties and plant and equipment.

burglary insurance

Covers the loss or damage caused to all the insured property and valuable items due to theft.

money insurance

Covers the loss of money whilst in the transit and whilst kept in locked drawers, safe or strong rooms, or due to any hold-up whilst on the insured property.

public liability insurance

Indemnify the insured for accidental breakage of glass in the property as a result of unforeseen incident or misfortune.

fidelity guarantee

Indemnity to all employees and elected committees against loss of money or property as a result of acts of fraud or dishonesty of any employees.

machinery breakdown

Covers the sudden and unforeseen damage to the insured machinery, plant or equipment whilst either at work or at rest and during the cleaning, maintenance, overhauling, inspection or removal to another position within the premises.

all risks insurance
Protects all the fixed office machines and equipment of the office.
public liability insurance
Protects the management against compensation claims and their legal costs if injury has been caused to a third party or damage to their property
Employer’s Liability Insurance
Covers you as an employer for your legal liability under the Common Law to pay compensation, cost and expenses to your employees in respect of accidental bodily injury or disease arising out of or during the course of employment.
Group Personal Accident Insurance
Provides compensation to all employees in the event of injuries, disability or death caused solely by accidental, external and visible events.
fidelity guarantee insurance
Provides indemnity to the employer against loss of money or property as a result of acts of fraud or dishonesty of any employees.
errors & omission insurance
Indemnify against all claims which may be made against the management for breach of professional duty by reasons of any negligent act, error & omission.

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